Our private health insurance gives you fast access to eligible treatment when you need it. Whether it’s an appointment with a specialist or making sure you have a comfortable and prompt private hospital stay, we’re here to look after you.

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If you’re looking for a cost-effective alternative to health insurance, ASP Health offer straightforward and simple cash plans to meet your needs. Plans that allow you to claim for everyday healthcare expenses, including dental, optical, physiotherapy and more.

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Thinking about switching? If you’re currently paying for health insurance but are not happy with the cost of your premiums or are not receiving the care and attention you need, perhaps it’s time to look at an alternative provider. ASP Health is here for you.

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Personal Health Insurance

What are the benefits of health insurance in the UK?

  • Prompt access for diagnosis and treatment.
  • Choose when and where you are treated.
  • Cover for lifesaving drugs not available on the NHS.
  • Increased comfort and privacy.

Your health in expert hands.

With us, you will have fast access to eligible health treatment when you need it. From seeing a specialist for prompt diagnosis to having a comfortable private hospital stay.

Comprehensive cover

Our plans cover treatment for a wide range of conditions as well as the cost of surgery, specialists’ fees and drugs and if you need to spend time in hospital as an in-patient.

Create your plan. Your way.

Think about what’s important to you and what you want to cover. With options that truly reflect the way you live your life, we can tailor plans that are right for you and your loved ones.

Self Employed?

Take advantage of our significant discount if you are:

  • Actively self employed and currently recognised by HM Revenue & Customs
  • A holder of a recognised franchise agreement
  • A Director of a private limited company
  • A partner within a partnership


You may qualify for a discount if you are a member of a recognized trade association

Personal Health Cash Plans

We offer simple cash plans that lets you claim your money back on everyday healthcare expenses.



Look after your eyes with money back on regular eye tests, prescription glasses, and contact lenses.

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Keep your teeth in great condition with cover for routine dental treatments.

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Improve your health and wellbeing with physiotherapy, chiropractic treatment, osteopathy, and more.

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Cashback on NHS car parking, for staying in hospital or attending A&E.

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Money back on specialist consultations to give you peace of mind that a proposed treatment is right for you.

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What makes a cash plan so beneficial is that whilst an insurance policy pays out for more serious health conditions, a cash plan will pay you back for everyday healthcare treatments you receive!

Switching your health insurance

Arranging and paying for treatment is important – but so is how well you’ll be looked after when you’re in an insurer’s care.

  • How will they make sure you get the right treatment, quickly?
  • What standard of service do they give their members?
  • These are important factors when you’re choosing private health insurance.

Pre-existing conditions.

Is it because you’ve already claimed under your existing scheme that’s put you off switching? Perhaps you think that you won’t get the same cover because of this. At ASP Health, we’ll always be transparent on the options including the terms and conditions of the new plan you choose. If there’s something you want to cover, it’s always worth asking us.

Covered when you leave your employer.

Maybe you’re leaving your company to set up on your own. Or perhaps you’re retiring. Whatever your reason for leaving your company, you’ll want to make sure that you’re still protected.

Transferring is easy and trouble free.

All you have to do is book in a free consultation by clicking “Get Cover” on the top right. During the call, we’ll then ask you a few questions about your health. There’s no medical examination and we’re here with you every step of the way along with on-going support once you become a member. What’s more, you can continue your cover without any interruptions, subject to the plan you choose.

There are many reasons you may think about switching health insurance. Whether that be down to cost, the level of cover or you simply feel dissatisfied by the level of service you are receiving. Whatever the reason, we’ll never stop trying to make things better for you.

What isn’t covered?

As with most private healthcare plans, there are some general exclusions and limitations.

Here are some of the most significant things that your plan won’t cover:

  • Pre-existing medical conditions
  • Long-term chronic conditions
  • Injuries sustained through winter sports
  • Childbirth, fertility or neonatal treatment
  • Any claim that has not been pre-authorised
  • Cosmetic treatment

Please contact us for full detail on what is and isn’t covered on our plans.

We’re passionate about providing help. Our advice and quotes are FREE and there’s no obligation.

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